Bank Holiday on April 14, 2025, affects several parts of India due to important national and regional celebrations. If you have banking tasks planned, it’s crucial to check whether banks are open in your city today. April 14 marks multiple significant events, including Dr. B.R. Ambedkar Jayanti, and is observed as a bank holiday in various states. While physical bank branches remain closed in certain regions, digital banking services continue to operate as usual.
Let’s take a detailed look at why today a bank holiday is, which cities are observing closures, and what services are still available.
Why April 14 Is a Bank Holiday in Many States
April 14 is widely recognized across India for Dr. B.R. Ambedkar Jayanti, commemorating the birth anniversary of the chief architect of the Indian Constitution. In addition to this national observance, several regions celebrate the traditional New Year festivals, such as:
- Puthandu (Tamil Nadu)
- Vaisakhi (Punjab)
- Bohag Bihu (Assam)
- Vishu (Kerala)
- Poila Baisakh (West Bengal)
Due to these overlapping celebrations, the Reserve Bank of India (RBI) has listed April 14 as a bank holiday under the Negotiable Instruments Act in multiple states. According to Indian Express, banks are shut in places where these events are officially recognized by the state governments.
List of Cities Where Banks Are Closed Today
As per the RBI calendar and confirmations from leading platforms like Hindustan Times, here are the key cities where bank holiday has been declared on April 14, 2025:
- Delhi
- Mumbai
- Chennai
- Kolkata
- Bengaluru
- Hyderabad
- Lucknow
- Guwahati
- Patna
- Thiruvananthapuram
- Chandigarh
- Ranchi
These cities are observing closures either due to Ambedkar Jayanti or regional New Year festivities. Keep in mind that banks in rural areas within these states may also remain closed.
Are Banks Open Everywhere in India?
No, bank holidays on April 14 are not observed uniformly across all Indian states. While major metropolitan and cultural hubs have declared holidays, a few regions may continue operations as usual. States that do not officially observe Ambedkar Jayanti or regional New Year festivals on this day may still keep banks open.
For instance, some parts of Goa, Sikkim, or Meghalaya might have regular working hours. However, it’s always advisable to contact your nearest branch or check the bank’s holiday schedule online before visiting.
Will Online Banking Be Affected?
No, online services are not affected by the bank holiday. Even if your local bank branch is closed, digital platforms such as:
- Internet banking
- Mobile banking apps
- UPI services
- ATMs
…will continue to function smoothly. You can still perform essential transactions like fund transfers, bill payments, and balance inquiries without interruption.
That said, services that require branch-level intervention—like cheque clearances or loan document submissions may be delayed by a day due to the bank holiday.
Upcoming Bank Holidays in April 2025
April 2025 includes several bank holidays, especially with various regional festivals. Here’s a quick look at the upcoming ones:
- April 14 (Monday): Ambedkar Jayanti / Puthandu / Vaisakhi / Vishu / Bohag Bihu
- April 18 (Friday): Ram Navami – Holiday in many northern states
- April 21 (Monday): Mahavir Jayanti – Observed in multiple states
- April 25 (Friday): Good Friday – National bank holiday
Make sure to plan your banking activities accordingly and avoid last-minute visits around these dates. RBI’s official calendar provides the complete list of holidays for each state and union territory.
Summary
Today, April 14, 2025, is a significant bank holiday in India, observed due to Dr. B.R. Ambedkar Jayanti and various New Year festivals across states. Major cities like Delhi, Mumbai, Kolkata, Chennai, and Bengaluru have shut down bank branches, while online banking services remain fully operational. Always verify your location’s status to avoid inconvenience.
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